India has a huge pool of people playing competitive cricket. Given this fact, it must not be too difficult to produce a world-class team. However, this is where India has failed consistently over the last 75 years. Fixing this is not at all a complex task. This article provides an overview of a simple mechanism to pick the right people to build a world-class team and the role numbers and analysis can play to achieve this goal.

Cricket is a game rich in numbers. But a straight forward approach of just picking the people who have the highest batting and bowling averages will not necessarily result in the best team. At least, this is what we are led to believe and thus, the role of selectors is hailed as being important. While this is not completely true, there might be some wisdom in this. A deeper analysis of what the selectors are supposed to do illustrates this well.

1. Selectors look at obvious displays of talent. A Sachin Tendulkar could not have been picked at such a young age if the selectors did not have an eye for talent. Waiting to see his performance in domestic competition might have been just a waste of a couple of years when it was obvious that he was good enough to take on the world at the age of 16 itself.

2. Selectors look at the external conditions in which a player performs. A hundred scored on a bouncy pitch might be given more weight than a double hundred on a flat batting beauty.

3. Selectors look at the quality of the opposition and thus, give more weight to runs or wickets against stronger oppositions. Good performances against touring test teams are a sure-shot way to catch the selectors’ eyes, which is why we see so many people being picked purely on the strength of one great performance against a strong touring team.

A few pertinent questions at this point in time are whether we really need selectors to do this job, does this method of picking players breed consistency and excellence in performance of the team and are the selectors absolutely objective in their assessment. The team’s performance speaks for itself and clearly, there is a lot left to be desired in this area.

The one point solution is simple: Eliminate selectors. Replace them with robust statistical and analysis models. After all, India boasts of smart IT people and smart mathematicians – why not use them build an automated model to pick the right people to represent the country?

A few basic things to build this model:

1. An objective framework for assigning the difficulty levels of the external factors, the opposition and the “pressure” factor to be developed.


2. The simple batting and bowling average must be weighted with this “difficulty” factor.


3. This common system of measurement must be used to grade the performance of all the players playing in age-group and domestic cricket competitions in the country.


4. Only the top performers from each category should be allowed to move to the next level.


5. This assessment must be repeated periodically (say every 6 months) and laggards must be purged.

A valid objection to this whole system could be that prodigies like Sachin Tendulkar might get delayed before entering the national team as it takes time to build data about performances that will merit a national call-up in this scenario. This might well be the case (although a good model can even take into consideration some prodigious talent and give it special weight) but this need not necessarily be a bad thing. Overall, this model will ensure a great team and therefore, a delayed entry of a prodigy by a couple of years should not impact the team’s performance, which is the main measure of success for a cricket team.

Conclusion

The role of statistics and IT is vital if India is to build a world beating team. Companies with capabilities in this area, such as metrixline.com/ Metrixline, must not only look to work for corporates but must extend their capability to organizations like BCCI to build a better Indian cricket team.

Ravi Kumar is one of the founders of the Chennai-based e-commerce company, dilsebol.com/ dilsebol.com/, where users can create, customize and order their own t-shirts, mugs, mousepads, ceramic tiles, coasters etc. After graduating from IIMA, Ravi worked as Area Sales Manager with one of the world’s largest beverage companies and as Business Consultant with one of the big 4 Consulting companies before establishing DilSeBol in 2007.

A common question I am asked repeatedly is, “How much time does it take to become a successful trader?” Each time I give the same simple answer, “Do everything, which is needed to be successful that an unsuccessful person is not willing to do. You must strive to be the best you can be. You must create new ideas in order to be successful. You must have a burning desire to be successful. You must be persistent and never quit until you achieve the success you are looking for.” Are you willing to do that?

In reviewing the past ten years that I have been mentoring traders, the majority of traders that do not have the success they have been striving for, come to me continuously to seek out new trading methods and new trading systems. Most traders think the answer is external. But the answer for the majority is an understanding of the way we think and act, an internal answer.

What they fail to realize is self analysis is just as important as technical analysis. Repeating patterns occur on the charts just as repeating patterns occur within us! The problem is most traders fail to pay attention to the most important part of being a successful trader, our thought process while we trade. How many times have you been in a trade, which was working in your favor and you heard an inner voice say, “It’s not going to work.” You get out of the trade only to see it do what you had expected it to do when you first put on the trade. Or you are in a trade that is not working quickly enough, the market is trading close to your protective stop out point and that inner voice appears again saying, “It’s not going to work” and you exit the trade only to see the market move in the original direction you expected.

Trading can be frustrating, especially when you don’t understand and recognize your own self-defeating patterns. Once you become cognizant of bad habits, you can start improving them and eventually get rid of them. The first step is to see those patterns is to document your thoughts on paper. For each trade, write out the reason you’re placing the trade. Did it fit into your plans? Are you following your rules? Did you know ahead of time what your risk was? Did you know your exact protective stop out point? Did you have a profit point? Did you place your trade with confidence, or are you trading scared? Are you trading impulsively, or with discipline? Do you trade with patience, or consistently exit your trade before you give it a chance to work? The most important key of self analysis is writing your feelings at the time you place your trade.

These are questions you need answer. Becoming aware and understanding how you act while trading, is the key to successful trading. Mastering your emotions and learning to trade what you see and not what you believe is a key ingredient to any trader’s success. This is what trading in the zone is all about.

ARE YOU TRADING IN THE ZONE?

1. Be prepared! Know all key points ahead of time.

2. Be aware of Globex price action before day session opens.

3. Be aware of all news events ahead of open.

4. Be aware of all reports that will come out during the trading session.

5. Be aware of the current market trend.

6. Trade what you see, not what you believe.

7. Trade to win, not to lose.

Psychological components that need to be developed to be

Trading In the Zone

Goals: without goals you will be lost.

Daily Plan: without a daily plan of attack you are like a sailboat without a rudder in the ocean, you will just drift away.

Positive Attitude: you have to believe you can. You must have a positive attitude for everything you do. By having a positive attitude your productivity level increases.

Confidence: having a daily plan will help you become more confident. Take action expecting to succeed.

Action: without it nothing happens. Action creates confidence.

Control of the Mind: you must adjust to changing situations in which you have no control.

Wisdom: you must have wisdom and take action from what you have learned.

Risk: you must be willing to take on risk, manageable risk. Without risk there is no chance of gain.

Decisive: you must make decisions without questioning yourself. Make decisions with determination to get results.

Persistence: you must constantly work to achieve your goals, never quit and always try new angles for success.

Patience: you must be patient, wait for clear opportunities to arise. Be patient and wait to take action. By being patient you see things more clearly.

Discipline: you must be disciplined and consistently control your risk. You must consistently follow your daily plan of attack. By being disciplined you have total confidence and have control of your mind.

Desire: you must have a burning desire to succeed at what you do. A desire from that compels you to take the action needed to achieve your goals.

Excellence: Seek excellence, taking whatever time is needed to perfect what you are doing.

Auto-suggestion: Use auto-suggestion to create a positive attitude in your sub-conscious mind. You create feelings when using auto- suggestion, making your sub-conscious believe the thoughts, which in turn make you take action.

Success: Do everything which is needed to be successful that an unsuccessful person is not willing to do. Strive to be the best. Create new ideas to be successful. You must have a burning desire to be successful and be persistent, never quitting until you achieve success.

Work on the Psychological Components you need and the end result you are currently looking for will appear before you. You must master yourself before you can master the markets, by doing so you will then be Trading in the Zone.

Steve Rifkin
S.E.R. Enterprises, Inc.
One Northfield Plaza, Suite 300
Northfield, IL. 60093
Visit The Power of the Force at
NaturesForceTrading.com NaturesForceTrading.com
mailto:steverifkin@naturesforcetrading.com steverifkin@naturesforcetrading.com
847-441-3205

There are many Reward credit cards from many different credit card companies. You can get
rewarded with just about anything you would like to aim for with your credit card and ATM
purchases. Travel=flight and hotel, airplane flights, cash, gas, and gift certificates/merchandise.

The first step would be to decide which reward you would like to work towards. Then you must
research different credit card companies to find the best reward system for your chosen reward.
Most will have an annual fee but it is a small price compared with the end reward. It is possible
to find some reward credit cards with no annual fee or no fee for a specified time, like the
American Express. You must also take into consideration the interest rates, unless you are going
to use this plan of course!

Next, get your Reward credit card. Then make all of your purchases with your new reward
card. As you do that you save the dollar amount that you are charging, for instance you could
write it as a deduction in your check book with a special marking like a *. That way as you
spend on the card you have the money set aside to pay the balance in full at the end of the month
or when ever your bill comes. Just be sure not to spend this money on something else in the
meantime.

There are many things you can pay for with your reward credit card: your monthly utility bills,
your house payment, cable, cell phone, groceries, school shopping. The list is almost endless.
You have to pay for these things each and every month anyway so why not get rewarded for it!
But, you have to be very careful not to spend the money saved to pay the credit card bill. Here is
where the no interest comes in. When ever you pay your credit card bill in full each month you
are not charged any finance charges, that’s right no interest will be charged as long as you pay off
your balance each month–on time.

In short, you get a reward credit card, you use it to pay for bills and purchases you have to make
anyway, you pay your bill in full each month, and you gain rewards quickly. You cash in your
rewards and enjoy! Pretty simple really, all it takes is a little organization and self control and you
are on your way – to what ever reward you fancy! Have fun with life!

Get the best

There are many vertical jump programs out there. However only a few actually seem to really help players jump substantially higher. Retailers sell jumping machines, jump shoes, etc, and athletes use them with various degrees of success. However, if you really want to jump much higher, these options are not the answer. Exercises at home is actually much more effective than going to a gym and using a jump machine, for several reasons. First of all, you only have a limited time to exercise with the equipment, due to the other users in the gym, and often have to endure long waits. Also, the machines have not proven all that effective in increasing athletes’ vertical jump.

Then there are jump shoes. These always seem to help athletes jump much higher at first, when they just starting using them. This is due to the fact that the shoes are very heavy, and actually trick the muscles into thinking they are stronger than they really are. Therefore, when one first starts doing exercises with them, they see dramatic results. These soon slow down and, once an athlete stops using the shoes, dissipate altogether.

The really effective programs utilize every jumping muscle to absolutely skyrocket the vertical jump. Jump machines and jump shoes only target a select few. Every muscle needs to be targeted to truly see dramatic results. There are several programs that have been extremely effective in increasing one’s vertical leap. Do your research, and see the kinds of results others have gotten before trying it. There are many programs out there, but only a few have been proven effective.

Also, while vertical jump exercises are certainly important, that’s not all there is to it. One often overlooked variable than will greatly increase your results the quickest is proper nutrition. Most athletes overlook this simple but extremely important factor in their performance. Nutrition plays a huge role in high you jump and your quickness and overall energy level. Look for that in a jump program as well.

Josh Neumann is a vertical leap expert, and to learn more visit his website at Increase-Vertical-Leap.com Increase-Vertical-Leap.com

Finding money for your existing medical staffing agency to cover your invoices and pay your employees is what this article is about. Financing options once available to Small Businesses have begun to dwindle with the rise of mergers and acquisitions between financial institutions. The standards required to qualify are so strict that securing a business loan to finance your medical staffing agency is impossible.

Factoring is the birth child of the regulatory medium designed by banks to decrease and avoid high-risk loans. Commercial banks are not internally structured to handle the dynamic nature of the medical staffing industry.

Factoring has provided accounts receivable financing for small and medium size medical staffing agencies. Factoring is the product of banks inability to provide loans for small businesses

The difference between factoring and banks is banks provide loans based on your history, credit worthiness and ability to make payments, you are expected to make monthly payments on your loan on good times and bad. Factoring usually only require proof of client’s accounts receivables in order to receive funding.

Here is how factoring works:

1. Your invoices are recognized as immediate asset

2. The invoices are verified to advance funding.

3. Usually between 60% to 90% of invoice value can be advanced.

4. Funding can be provided the same day

5. Certain percentage of the invoice is kept until you pay the amount owed

Example:

Factor amount of $2,000

90% Advance ($1,800)

10% held in reserve ($200)

Once Invoice is paid the following occurs

3% transaction settles ($60) FEE

Withdraw account balance ($140.00) your money

The cost of borrowing $2,000 to cover your invoice is only $60 dollars

Factoring is a viable alternative to securing loans to cover your invoices. Why is this important? The medical facilities are notorious for paying invoices on net 60, net 90 and at times net 120. If you are a new company providing staffing to various facilities it would not be impossible to accumulate a $50,000 payroll debt before you even get paid from these facilities.

Factoring is a respected alternative that is widely used and accepted in the medical staffing industry. This form of financing can help your medical staffing agency from dying a horrible death from an inability to cover your invoices. This is a fact that many starting a medical staffing agency are not aware off and are not told.

There are many other factors that can deal a heavy blow when starting a medical staffing agency. The above is just one example, as a consultant my primary role has been to help new and existing medical staffing agency avoid the hidden industry mistakes.

Roy Vera MBA, RT is an experienced medical staffing consultant. Roy is an accomplished author and publisher with over ten years experiece in the medical staffing field. vismedical.com vismedical.com

When you find yourself in debt and you do not have the resources to pay them all off the most sensible solution is debt consolidation. You will have to calculate what you owe all your creditors and then take a loan to pay the debts all off. You will not owe any less money you will only be exchanging all your high interest debts for a lower interest rate loan. This makes things easier as you will be saving money on interest and you will have more time to pay off the loan than you had to pay off the debts.

Check with banks and money lenders for a suitable loan with which to pay off these debts. They usually advise borrowers to take a personal loan as this loan can be used for any reason by the borrower.

The most sensible thing to do when you have fallen into debt is to consolidate them and then take a loan to pay them all off. This way will not be minimising the debts but you will be exchanging a lot of debts for one debt of the same amount. The difference is that the loan will have a lower interest rate than the combined debts have and you will be given sufficient time by the bank to pay off the loan.

So many people are finding themselves in debt. This can be attributed to the easy access of credit. Everyone has access to credit cards and store charge cards and sometimes the temptation to buy unnecessary items is too big to resist. It is very scary to owe a lot of money to creditors and you do not know where to find the money from to pay off the debts.

You will be saving money on interest by paying them off with a loan and you will only have one debt to contend with every month. You will also not be accruing interest on the debts as you were before.

The next step is to find a bank or money lending agency to give you a suitable loan for this purpose. Usually the personal loan is the best loan. Home owners however, can take a home equity loan or if the debts amount to a large amount they can take a second mortgage on their homes. Both these loans are secured by the home so it is relatively easy for home owners to qualify for these loans.

This author writes informative articles on various subjects.
debtconsolidationfiles.com debtconsolidationfiles.com

With 96 College hoops game to handicap this past Saturday, I find myself as a pro handicapper sometimes overwhelmed by the vast numbers of teams and stats and scenarios to look at on Friday Night as I prepare to post advice for paying customers, who count on me to make them money everyday of the week with my wares. This is a huge responsibility and one I do not take lightly, so I thought I would break down my performance to make a valid point in terms of how to narrow it down to make it profitable for the novice sports bettors and wannabe handicappers who sometimes lose site of the forest because of all the trees.

Specialization is the key to success- I took at a look at my 3-1 ATS performance Saturday, and thought I would point it out in terms of how one can achieve a 75% win rate ATS with so many games. I narrow it down to 3 conferences I specialize in, and one situation I specialize in, small conference totals plays now 5-1 ATS on the year. Lets look at my lone loss, which was Texas Tech against Oklahoma getting 10.5 and they lost by 12. Close but no cigar on that one, I needed a lay-up to cover, but found that Texas Tech is one of the worst road teams in college hoops and in the Big 12, it is official. Being in the radio business both from a gaming show perspective and a straight up sports talk show perspective in Lincoln, NE, so I work with game announcers and even a national play by play announcer for ESPN Gameplan that covers the Big 12 and Mountain West on a weekly basis. This gives me some serious insight and information that cannot be found on the wire services, a huge advantage for me!

Small conferences and mid-majors, like the Missouri Valley for instance, is also a MAJOR key to my success. Look at this past Saturday, 3 unbeatens, all favorites, including Duke, all were favored on the road. These games get the lions share of public interest and public wagering, and have no doubts, Vegas oddsmakers know it. I won with small conference plays, where the lines moved very little if at all. It is not exciting stuff, but profitable. St. Mary’s CA laying 1 point on the road in a 22 point win, San Diego State laying 7 and winning by 27 and the Over in the NC Wilmington and George Mason game, winning the over by 13 points over the spread. The line moves, side and total in those games combined was less than 3 points TOTAL! Not exciting stuff, not exciting games on TV, but with a 3-0 sweep in those games, exciting when you go to the ticket window! The lines are soft and not as sharp and are less likely to have huge swings in them before tip-off than a game involving Duke, U Conn, North Carolina and teams that attract huge numbers of wagers and public attention.

I like to fly under the radar screen and narrow it down to a finite number of teams to handicap, say looking at 25-30 games max, and I’ll let the public and other cappers worry about attracting attention on marquee games. If you work a few conferences, like the Colonial or Horizon or Sun Belt as a weekly chore, you become very accustomed to home /road dichotomies in those conference’s, and win / loss scenarios and past history, of who plays who tough, no matter the situation. Knowing that St. Mary’s of California always is a tough team to beat at home, and remember in that conference, Gonzaga travels there. Just little things that are common knowledge to those who take the time to specialize in it! Look at San Diego State, off to their best conference record ever, and playing a team who has lost all road games by double digits, and yet they lay 7 and win by 27! The Aztecs lead the conference standings and have an outstanding forward that dominates in this conference, keep an eye on them.

Narrow it down, keep it simple and look at a few conference’s like the ones I mentioned, maybe the MAC conference, or a small mid-major and start doing your homework, it will pay dividends this Hoops season.

Tony George is a documented member of the Professional Handicappers League.
Read all of his articles at

Majority if not all American live on plastics which means they depend on business credit cards for most of their everyday expenses. Business credit cards can buy a person almost anything from the basic necessities of food and clothing to luxury items like jewelries, foreign trips and other material things. Most establishments no longer accept cash for purchases and they prefer and sometimes require credit cards. The acceptability of business credit cards has made the possession of one or more credit cards a must for American. Some people even have more than two credit cards in their possession. A person who wants to make life easier for himself and his family should look himself for the best business credit cards. The problem however is how to choose the best business credit cards considering the proliferation of credit cards that impose very stiff restrictions and financial requirements.

Before applying for any credit card a person should first research on the company offering the cards. One of the basic considerations a card applicant should look into is the type of company offering the cards. A responsible credit card company that also considers the welfare of the card holders would be the best choice. Since the credit card business is big business, almost every credit card company sends out application forms to possible clients. The applicant should read the fine points of the application first before deciding on what card company to choose. A person who is familiar with the various credit cards would notice that most of them carry the names of the big banks that have either issued their own credit cards or have affiliated with credit companies.

These banks use the credit card payment for various purposes including but not limited to funding loans of other people and other businesses. It would be wise to research on the types of projects being financed by these banks to make sure that the money you are paying as credit card interest or as fees are in line with the principles and beliefs of the card holder. There are banks financing projects that may be harmful to the environment and this should be looked into. Fortunately there are environmental organizations that are looking into this and they have launched information campaigns against these banks. The campaign has forced the big banks to pour in their money on worthwhile projects for the environment. Some banks also resort to lending money with very exorbitant interest rates and card holders should check this out. Credit card companies target certain sectors for their credit card campaigns including the women, youth or the elderly sectors. A card applicant should choose a card company that provides reasonable policies for late payments.

Also check on the penalties imposed by the credit card companies for payments after the due date because some credit card holders admit their debts pile up because of the surcharges over payments made beyond the due date. The choice for best business credit cards companies would be those operating credit unions because these companies impose lower penalties, late fees and other surcharges compared to the fees imposed by the big banks. Business credit cards may be a necessity for American but every person should be responsible enough to choose credit card companies that can offer them the best deal.

For more information on credit cards and how to find

It should be increasingly apparent to student athletes that if you want to get an athletic scholarship you must network. Unless you are one of the top prospects in your sport it can be difficult to get the sports scholarship that you are looking for. One of the best forms of networking is signing up for camps. Soccer offers a number of camps that are geared toward gaining exposure and assisting in the recruiting process. One may find lists of camps online or contact your high school coach, club coach or local universities for information on camps.

One camp is offered by Chigozie Offor, a former Nigerian National team standout, the camp is called Top Seed Soccer and takes place in central Florida. The camp was a success in it’s first year as it had three college recruiters attend and caught six soccer scholarships.

Offor’s camp offers information on soccer fundamentals, college recruiting and soccer combine testing. With a number of college coaches in attendance they have hopes of doubling the number of soccer scholarships this year. It is important for athletes to realize that college soccer coaches don’t have the budget to travel and see every high school game. It really is much more about networking and marketing yourself at tournaments and camps. The college scouts believe that the most talented and dedicated athletes will be the ones that attend camps and play on club teams. That is why those are the athletes that will be rewarded with soccer scholarships.

Author is from recruitcity.com recruitcity.com

Unsecured line of credit: An unsecured line of credit is one, which does not require any liability or equity to be put up as security for the loan. These types of loans often have higher interest rates, as there is more risk for the bank or lender who is giving you the money. These loans are smaller amounts of money with less time to repay them.

An unsecured line of credit for a credit card is when you have a certain amount of money that you can borrow on your credit card. There is a cap on this, for example $1000 and you cannot borrow more than this. However, you can take a couple of smaller loans as long as they do not add up to be more than your limit.

An unsecured line of credit can be used for a personal loan, or towards paying off a consolidation debt. It is good for emergencies, when you need a small amount of money in a hurry. It can be arranged quickly and you can have the money in your hand within days.

Credit card debt consolidation: Unsecured loans can be used for this. Consolidation is when you put all your credit card debts under one loan. Usually it is a lower rate of interest, which makes it easier to pay off. When you just have one payment per month instead of many you will be able to handle your finances better, there is also a chance that you can pay off your debt faster.

Personal loan: this is a common form of unsecured loan. They are usually quite a small amount of money and have a fairly short time to pay them back. These loans will require that you furnish job earnings information and any personal assets you may have. Interest rates can be quite high as there is a fair bit of risk for the lending company or bank.

These lines of credit can only be issued, usually, if you have a good credit score and a steady job for at least a year. This reduces the risk for the lender. If your credit remains good or improves, you can sometimes increase your line of credit on your credit card. This will give you more flexibility. The more often you pay back the loan the better your credit will be and the more you can increase your line of credit with the credit card company.

Unsecured loans are quick and convenient and can be used for most emergencies. They are also useful for establishing and reestablishing credit lines and improving your credit score. Once you do this you can borrow more and get a more flexible loans. These are good loans to have and because of their small amount they are easier to pay back.

You can check with your credit card company whether you are eligible for an unsecured line of credit against your card. It is always a useful thing to have, as you never know when an emergency will come up.

Rich Greenwood is Director of credit card comparison website click4credit.com.au click4credit.com.au The website allows users to compare credit cards, consolidate debt and apply for click4credit.com.au/debt-consolidation-lines-of-credit.php unsecured line of credit loans online.