Whether you have good credit, bad credit, slow credit, or no credit, you need wheels to get around. You shouldn’t have to settle for an old, high-mileage car from a buy-here pay-here dealer just because you need a bad credit auto loan. If you have been turned down for financing from one of the manufacturers because you have less than perfect credit, and need a bad credit auto loan, you will likely be taken advantage of.
Bad credit auto loan buyers may feel forced to drive a vehicle they wouldn’t want to be caught dead in. Bad credit auto loan buyers often pay sub-prime rates in excess of 20% and are promised that financing that special vehicle will simultaneously re-establish credit. If you are going to make exorbitant monthly payments, at least make certain your bad credit auto loan payment history will be reported to the credit bureaus.

Unless it is absolutely necessary and urgent for you to buy a vehicle with a bad credit auto loan, take steps to improve your credit report before buying with a bad credit auto loan. Under the Fair Credit Reporting Act, you can dispute information in your credit files with the three credit repositories, and the creditor is required by law to verify the disputed information. That which can’t be verified within 30 days must be removed. While credit repair can be a do-it-yourself project, it is time consuming and tedious. RMCN Credit Services specializes in credit repair, restoration and education. Once you have improved your credit scores, you may qualify for a standard loan or a bad credit auto loan with better terms.

Special Alert: Bad credit auto loan consumers are being warned that the used vehicle being purchased could fail to offer air bag protection. Unscrupulous repair shops and dealers sometimes do not replace the air bag after the auto has been in an accident, or take the air bag out of the auto in order to resell it. Test have shown that one (1) out of twenty five (25) vehicles on the road today is not equipped with an operative air bag. Instead of air bags, such items as cardboard, foam, and paper have been found in the air bag container. The reason for the deception is greed.

Air bags are an expensive accessory, after an accident or inflation, air bag replacement can range from $1,500.00 – $4,000.00 per air bag depending on the type of vehicle. A fake air bag cover cost $75. A nice profit margin for the repair shop which has an investment of less than $100.00. Air bags are also stolen from vehicles. A stolen air bag can bring from $500 – $2,500 depending on the type of vehicle. Air bags have become a hot item for thieves.

Before you purchase a vehicle with a bad credit auto loan, protect yourself by requiring the dealer to furnish you with a CarFax record check and a certificate in writing by an ASE certified mechanic that the air bags on the vehicle your are purchasing with a bad credit auto loan are in working order, or find another dealership to purchase a vehicle.

Make your bad credit auto loan experience a good one by doing your due diligence.

Doug Parker

CEO

RepairMyCreditNow.com RepairMyCreditNow.com

If you have talked to a stock broker or financial planner in the last few days I will bet they all agree that there are some great bargains out there and now is the time to start buying in anticipation that the market will go back up. You will also find agreement from the talking heads on CNBC and those talk radio station stock mavens. No one says sell. It looks like bottom pickers heaven.

A year ago when the Nasdaq was 2000 points higher they were telling you the same thing. Buy. Buy. Buy. If they are so smart to get you to buy now then why weren’t they smart enough to tell you to sell when it was way up there? There are two basic rules for professional traders: never let a profitable trade go to a loss and never take a large loss. The talking heads are either not professionals or don’t understand their business.

Since the beginning of the year the tech stocks have lost 34% and from last year they are down from the highs 65% and it looks like they are going lower. Isn’t it time to end the bloodletting and sell? The problem with the small investor is he doesn’t believe he has a loss until he sells. Wall Street has taught him that the market ‘always comes back’. Folks, not this time.

All classes of mutual funds have posted losses in the first quarter of 2001 for the first time since 1980.

Has your broker or financial planner called you to sell out to go to the safe haven of a money market fund? I will bet he hasn’t. Unfortunately these “experts” are not taught to protect your capital. They will watch their customers’ account dwindle away 30%, 40% 50% and more and never do anything about it. It isn’t their money. It is yours. You have to take the responsibility to guard it. The average broker has 300 clients. Unless you are a 7-figure account you will not receive any attention. Of the 77,000,000 mutual fund owners in the U.S. 80% of those accounts have less than $50,000. Their advice is either none or bad.

We know the economy is slowing down and has been since early last fall. The market was continuing to go up in anticipation and was ignoring underlying facts. The emotional enthusiasm was carrying it to new highs almost every day. Of course, Mr. Greenspan didn’t help anything by raising interest rates when he should have known better. It is the brokers’ job to sell stock and make commission, but it should also be his job to advise the neophyte investor to protect his capital.

The trend is your friend. The trend is down. It is still not too late to sell and put what’s left of your cash in a money market account. Forget about your losses. That money is gone. You must protect what you have left. Never try to pick the bottom. There are no “bargains” at this level. Cash is the best position right now.

Al Thomas’ book, “If It Doesn’t Go Up, Don’t Buy
It!” has helped thousands of people make money
and keep their profits with his simple 2-step
method. Read the first chapter at
mutualfundmagic.com mutualfundmagic.com
and discover why he’s the man that Wall Street
does not want you to know.

Copyright 2005

Elliot Wave: What is it?

Elliot Wave is a way of defining the market action in a five wave formation. A very simple explanation. It basically says mass psychology is predictable in a liquid market by a five wave cycle. An accumulation wave. A correction. A much bigger wave. A correction again. Then the final “speculative” wave. Where the public jumps in. This is the final wave and the the next correction is not correction as such but the end of the market cycle.

A picture is worth a thousand words. See the chart of the NASDAQ during the great “bear” of 2001 to 2003

So, looking at the above chart Elliot Wave does seem to hold some credibility. It’s is clear the great market crash of 2001 to 2003 did move in an almost perfectly formed five wave cycle. Three waves down. Leg three being the biggest and leg five being the final one. All seems well.

This is what I want to say about Elliot Wave. In a “nutshell” it does seem to have some substance. Look at some monthly bar charts of a liquid market (where there is massive public participation) and you will be able to see some great five wave formations. Great. That’s about all the interest I have in Elliot Wave. There is absolutely nothing you can trade off. It’s not quantifiable. Sometimes you will see Elliot Wave formations, most of the time you will not. And then it gets worse.

Ask twenty Elliot Wave enthusiasts what they see in the same chart and I’ll guarantee you will get twenty different answers. How can you trade of something so subjective? Why should a market move up in three waves? where’s the common sense about this method? I do not see it.

And when an E.W. formation goes wrong do they say “oh sorry I am wrong. cut your losses and get out”? No. They they bring in extra rules about a correction wave within the formation and pile more and more B*S already onto a sea of B*S and non-sense.

I used to subscribe to an E.W newsletter. It was really interesting to listen to. this market was in this wave and would go here.. blah,blah,blah…. I didn’t make any money from their recommendations. Lost a lot.

Verdict:

Something that might hold some academic interest if this is what “bakes your potatoes” but beyond the definition about liquid markets moving in five waves… I wouldn’t delve any deeper into this. I honestly do not believe you can trade from this “theory”

Rating

2 / 10

W.D Gann: What is it?

This isn’t a what but a who. WD Gann was a famous trader who made millions, billions way back at the turn of the century by predicting future stock market trends by using the superb Gann Angle System. Just think for a few hundred dollars many vendors are willing to let you find the “Gann Secrets” and help you make millions in the stock market. Drop everything.. we have found the Holy Grail of stock trading.

Back to reality. Gann ….. do your-self a favor and do not even waste your time in this area. For one it is a method that tries to “predict” the future. ANY method that does this, in my eyes, should not even be considered. But here are some shocking facts about the so called brillaint WD Gann and his amazing method.

The Gann method is about measuring slope of trends to predict reversals in those trends. It’s fancy. It can look great on “cherry picked” past charts. But predict the future…. it can not do!

You must read William Gallacher’s book: “Winner Takes All”, It is some time since I read it and do not have a copy here right now but I always remember the section on the Gann Method. His son was interviewed for a position at a bank and the conversation of his father (the Great W.D. Gann) came up. It went something like this:

Interviewer: So what happened to all those millions your father made in the stock market?”

Son of Gann: “He never left us millions. He left us $50,000 ( do not quote me on this.. it was a low figure). My father was a failure trading the stock market. Although he did o.k. selling his trading materials.”

There was a bit more to it than that but read the book for your-self and have a laugh at all those so called “Gann” experts selling trading methods based on a method whose originator never made any money from.

Here is another fact about Gann… I read in the Market Wizards II book the Interview with William Eckhardt (p.110 / p.111) , and believe me if the top, professional traders talk about Gann trading methods in this way, you do not want to be wasting your time on it.

Eckhardt: “If you wanted your computer system to be cognizant of slope, you would have to program this feature into it. At that point, it would become abundantly clear that the slope value depends directly on the choice of units and scales for the time and price axes”

My comment: Basically he is saying in non mathematical language.. Gann angles for trading are too subjective.

Jack Schwager: I have always been amazed by how many people are oblivious to the time scale-dependent nature of chart angles or unconcerned about its ramifications. My realization of the Inherent arbitrariness of slope of line methods is precisely I’ve never been willing to spend five minutes even five minutes on Gann angles or the works by the proponents of his methodology.

There you have it.

Verdict: I wouldn’t even look at it for an academic interest point. Never mind from a trading method. A complete waste of your time, money and effort.

Rating:

0/10

Get your stressfreetrading.com Momentum Stock Trading System and sign up for my free weekly online trading system newsletter here at: stressfreetrading.com stressfreetrading.com

A common misconception among many newcomers to the Forex market is that they think just because they have seen people making huge sums of money trading currency that they can accomplish the same results just as quick. Just like anything else there is a learning curve plus there is a lot of research and strategy that goes on behind the scenes to make a trade successful. I have written this article to help you avoid some of the more common investment myths so you will know what to realistically expect when you begin trading.

Just like any other market investing, you must be disciplined to be successful in foreign currency trading if you intend to be successful at it. Another key point that you must always keep in mind is that your investments are open to risk just because of the nature of trading. Forex trading can be very volatile and things change rapidly throughout the day so you have to constantly stay on top of what is happening to protect against loss. Forex trading is not a get rich quick scheme; it can be a get poor quick scheme if you aren’t careful though.

All trading brings with it inherent risk. If it were totally risk free everyone would be doing it and everyone would be wealthy. Obviously this is not the case. If you intend to make a large profit then you will have to assume risks. The larger the potential windfall, the larger the risk is that you take. Do not enter the Forex market if you are not prepared to accept the risk of loss that comes along with it. With that said, there is a lot that you can do to minimize the risk. For starters, you should educate yourself on the systems and study the market before you invest. Another good strategy is to set up a demo account that works just like a real one, except you are not investing with real money. Once you get comfortable with it and you are picking way more winners than losers you can move into actual trading with real currency.

Another misunderstood investment technique is that of leveraging, which can be very good or very, very bad. Many people who don’t have much money to invest will often get a credit line to trade with so they can increase the potential profits. However, it also comes with the greatest risk of loss. The problem is that people think this is something than can be done easily by anyone and that is simply not the case. Only those who have been trading in the market for a number of years best use this principle. All it takes is one bad pick and then not only have you lost money, you now owe money.

Forex trading is for discretionary funds, money that you don’t need. If you are barely paying your bills you don’t belong in the Forex market. It is a volatile and rapidly changing market that will eat you up if you don’t know what you are doing. Take the time to learn the market before you jump in and make sure you get with a reputable company who is willing to teach you the ropes before you commit your resources.

Gregg Hall is an author living in Navarre Beach, Florida. Find more about this as well as FXTradingStrategies.com foreign currency trading at FXTradingStrategies.com FXTradingStrategies.com

If you’ve ever seen or been a part of a conventional martial arts program, one of the things you may have noticed is the level of activity of the students according to rank. It seems like the white belts do little to get results – they have the simple techniques – while the upper levels do more and more. And, while this is in some ways normal and natural, it’s the way each level comes off the floor at the end of class that makes the difference.

In my experience with conventional martial arts training in several disciplines, the picture was always the same. At the end of a typical class, the white belts returned to the locker room practically rumple-free, while the black belts were sweat-soaked and sore. Now, this might be perfectly acceptable if all we were talking about was organized fitness classes, however; in the realm of self-protection and personal defense, there are several problems that should be considered.

To begin with, it’s difficult to imagine that a martial arts master or self-defense expert would be expending more energy than someone who is relatively untrained. After all, in the real world, it’s the “new guy” on the job who is working harder to get the job done. You would never see the professional, or the person with years of experience, working up a sweat. Even if a last-minute project came in with a short deadline, you can just picture the rookie running around trying to “do stuff,” while the seasoned, experienced worker says, “Stop.”

“Here’s what we’re going to do.”

“You do “steps 1 thru 3″ and I’ll do “steps 4 thru 7,…”

“…and we’ll still have time for two coffee breaks.”



The secret here is that the professional has been at his field for much longer and therefor developed better and more efficient ways to handle things. It’s only logical that he or she would be able to do more…

…much more…

…without the same wear-and-tear that someone new to the job would. The question is,

…if this is true in everyday life, why is it backwards in the areas of martial arts and self-defense?



The truth is that, in a life-threatening situation, the key to winning involves the concept of “energy conservation.” That means that…

…the combatant with the greatest amount of energy or resources at the end, is the winner.



You just don’t have the benefit of taking the long road and complicating things with longer strings of techniques and tricks when your well-being is on the line. The key is in finding more and more ways to cut corners and lessen the time and effort necessary for escaping or controlling your opponent. This means keeping the defensive situation under ten seconds – under two or thee if possible – not two minutes as most martial artists are used to in the context of sparring and sport competition.

In the realms of personal protection, efficiency is the key. When training for self-defense, learn to look for ways to reduce the number of moves as you get better.

“How can you do more with less?, is the important question.

In the long run, learning to “fight smarter, not harder” should be more than a training idea.

It should be the serious student’s motto.

Jeffrey M. Miller is the founder and director of Warrior Concepts International. He regularly conducts seminars and training programs for individuals, corporations and groups on both principle-based self-protection and unleashing human potential. He is the author of the books

100% guaranteed approval for payday loans is boon for people who live from paycheck to paycheck. We all confront financial crunch, at one or the other point in day-to-day life. Something urgent comes up that cannot wait for your paycheck. Worst still, you realize that some important bills are still to be paid, after you have spent all your money that month. To whom would you turn to in such a case? Banks? Banks take exceptionally long time to approve the loan. The answer to this problem is instant payday loans.

No Fax Instant Payday Loans- An Overview

You have to fill up an online form to apply for no fax instant payday loans. The application process for payday loans is simple and they will mainly ask you about your basic personal information, employment details and your bank details. These finance companies have a foolproof system, which enables them to approve your application within minutes, through Internet. You are not required to fax any documents to get these loans. After approval, the funds are transferred to your checking account the next day or the same day itself. These companies do not verify your credit rating for loan approval; therefore, even people with bad credit can get 100% guaranteed approval on payday loans.

However, there are some basic qualifications to be eligible for faxless payday loans. You need to be a citizen of 18 years and above, working fulltime for more than three months with minimum monthly salary of $1000 and staying in the same house for more than three months. If you fulfill these requirements, there are no chances that your loan application will be rejected. This is why they are called 100% approval payday loans.

Normally, payday loans are short-term loans for a period of about two weeks. You have to specify repayment date in the application form. Accordingly, the lender debits the amount from your account on the said date. In case of need, you can also discuss postponement of due date with your lender and get an extension for another month by paying minimum charges.

Benefits of Cash Advance

Pay Day loans provide high approval no qualification cash advances. You do not require any documents like bank statements or paycheck proof. You do not need any guarantees or asset evaluation. You can get these loans approved from the comfort of your home or office. This system completely works online from sending out the form, lenders’ verifying your details, transfer of money in your bank and automatic withdrawal at the time of repayment. The approval generally of payday loans takes 1 hour. You can apply for these loans any time of the day, any day of the week.

Visit our site for ez-loan.biz/guaranteed-approval-payday-loans.html 100% guaranteed approval on payday loans and ez-loan.biz no teletrack payday loans even if you have a bad credit. Read also tips on how to find creditcardlounge.com/credit-card-for-bad-credit.html guaranteed approval credit cards for bad credit.

“It takes many good deeds to build a good reputation, and only one bad one to lose it”. Don’t you find this hinting towards our financial credit as well? It takes many a years to build ones creditworthiness. The credit reference agencies are content with the way you are paying off your different debts. But you miss one payment and they become a little guarded against you. They still have an opinion that the missed payment was a slight deviation from your otherwise perfect record of payment. But a slew of such deviations assures them that you have changed and then begins the trail of bad credit.

Bad credit does not limit it to the credit file. The worst affected is the individual’s capability to borrow. Before advancing any sum, the lender goes through the individual’s credit record and runs seeing the deformities. The individual is thus shut off from using the regular loans. However, this does not shut all opportunities of loan assistance. Bad credit personal loan is still available to help the bad credit people with their finances. The funds can be easily used to buy car, make home improvements and settle debts.

A bad credit personal loan agrees that the individual has a reputation of missing payments but does not agree to penalize him for actions of his past. Therefore, we have bad credit personal loans, which offer finance but with certain checks placed on the borrower.

The bad credit borrowers who are finding it difficult to arrange funds will seldom find these checks as significant. However, do not give a ‘taken for granted’ attitude. Ensure that the checks being imposed on you are reasonable. Start with the rate of interest. Search the web for the standard rates of interest. You are sure to find wide scale deviations in interest rate. Since you are going for bad credit personal loan, the interest rate will be high given the high risk involved. However, with a collateral to advance, the terms will be made more fluid for you.

Bad credit personal loan offers smaller sums as compared to the regular loans. With a collateral, the amount lent too increases. Collateral does much in favour of the borrower. The lender feels lesser risk with lien on certain assets of the borrower. And the lender has full rights to demand liquidation of the asset in case borrower falters in making payment to the bad credit personal loan.

Bargaining always benefits. There are abundant of lenders and all of them have an eye on your business. Therefore, you can easily secure bad credit personal loans on your terms. For this, you have to work your grey cells and search extensively.

James Taylor holds a Master’s degree in Commerce from JNU. He is working as financial consultant. To find chanceforloans.co.uk/cheap_personal_loans_uk.html Bad credit personal loans, Personal secured loans, Tenant loans, Secured debt consolidation loans, Cheap personal loans that best suits your needs visit chanceforloans.co.uk chanceforloans.co.uk

A government student loan consolidation is a program that allows students to consolidate outstanding education loans into a single new loan. Even if many lenders hold the loans, you can still opt for the consolidated loan.

The government student loan consolidation is convenient to students and parents since it simplifies the repayment of loan. Government consolidation loans have lower monthly payments and have flexible terms and conditions for repayment.

Students with more than $10,000 outstanding student loans are eligible for this type of program. Private student loans can also be consolidated. However, you should not consolidate federal and a private student loan. With the private loan consolidation, you cannot forbear payments if you ever have economic hardships. Private loans are not eligible in claiming for tax deductions. Also, if the borrowers passed away, federal loans are forgiven while with the private loans, loans are passed to the next kin.

It is important to consolidate federal student loans since it reduces the number of credit loans you may have. Credit check is also not required with the government student loan consolidation since the US government guarantees federal student loans.

Application for government student loan consolidation is very easy. For borrowers with $10,000 to $19,999 loan balances have a repayment period of 15 years.

Federal student loans are easier to pay and bring less long term hassle and panic if these debts are converted into Federal Student Loan Consolidation. Consolidating your loan means that all the different types of student loans you acquired will be combined in one loan.

Since federal student loan interest rates are currently at their lowest, loan consolidation actually means that the interest rate used for the whole duration of your loan is fixed.

You will be able to pay the student loan off faster than when you did not consolidate your loans.

One category you could take into consideration regarding federal student loans is availing of the FFEL consolidation loan.

This loan program helps any borrower via multiple repayment schedules. Through the FFEL loan consolidation program, only one payment is made each month. Again, refinancing student loans depends on the borrower.

The following is a basic list of some student loans that are eligible to be consolidated:

PERK – Federal Perkins Loans, formerly Nations Defense/National Direct Student Loans (NDSL), PLUS – Federal PLUS (Parent) Loans, SCON – Subsidized Federal Consolidation Loans, UCON- Unsubsidized Federal Consolidation Loans, SLS – Federal Supplemental Loans for Students (formerly Auxiliary Loans to Assist Students (ALAS) and Student PLUS Loans), SS – Subsidized Federal Stafford Loans & Guaranteed Student Loans (GSL), DSS – Direct Subsidized Stafford Loans, DUS – Direct Unsubsidized Stafford Loans, DPLUS – Direct PLUS Loans, DUCON – Direct Unsubsidized Consolidation Loan, including Direct PLUS Consolidation Loans.

Dean Shainin is a consultant specializing in student loan consolidation. Get valuable resources, tools, information and more articles on student loan consolidation, visit this site: studentloanconsolidationtips.com studentloanconsolidationtips.com

Get free valuable online tips for debt consolidation from his: studentloanconsolidationtips.com/Articles/Student_Loan_Consolidation.php Student Loan Consolidation website.

Weekend Action
Traders were eagerly anticipating the weekend’s G7 meeting, specifically any comments made regarding the Japanese Yen and its continued weakness. The G7’s failure to comment specifically on the Yen’s situation was seen as an indication that there is no planned intervention from any of the world’s major central banks to increase the strength of the Yen against their respective domestic currencies. To add further fuel to this fire (and the strength of EURJPY) Dutch Central Bank Governor Wellink was quoted as saying “a strong euro is in the interest of Europe” which seems to suggest the Eurozone is comfortable with Euro strength against the US Dollar and the Japanese Yen.

Today’s Action
EURJPY continued its recent upward momentum by making new all-time highs. This price action was heavily fuelled by the market commentary as mentioned above. In recent weeks we have seen a return to the popularity of carry trades as speculation increases that the Euro and GBP may benefit from further rate hikes throughout the year while the Yen is unlikely to see any such boost.
Today was also a big day for GBPUSD as it made new 15 year highs. Longer term this move is due to potential BoE rate hikes and the likelihood that the US rate will remain at its current level for some while.

Market Focus
Today’s market focus was centred on UK PPI Input (1.2% mom, 0.9% expected, yoy 0.7%) and PPI Output (0.6% mom, 0.3% expected, yoy 2.9% – highest since June 2006) data. The market saw this as evidence of a likely rate hike during Q2 and spurred GBPUSD up to a high of 1.9940. Later in the day we saw stronger than expected US retail figures (Retail Sales 0.7% vs 0.4% expected, Core Retail Sales 0.8% vs 0.8% expected) however Empire State Manufacturing data was seen as disappointing (3.8 vs 7.5 expected). There was a further set of unexpected data from the US as TICs Capital flow made an unexpected fall to $58.1B vs a forecast number of $80.5B.

In Europe we had EUR CPI slightly up on expectations (0.7% vs 0.6% mom expected, 1.9% yoy) and German CPI in as expected at 0.3% mom.

Tomorrow’s Focus
Tomorrow we will see UK yoy CPI data in the front seat with the core figure attracting special attention during the morning session. Later in the day the US releases its monthly CPI figures.
There will also be Swiss retail sales (yoy), ZEW Economic Sentiment, US Housing Starts US Industrial Production & US Capacity Utilization to keep traders busy. Over the following night New Zealand CPI data will be closely watched.

Good trading to all tomorrow.

Chart & definitions:

passion-trading.munbuns.com/ForexDailyMarketReport04-16-2007.htm passion-trading.munbuns.com/ForexDailyMarketReport04-16-2007.htm

David Thorpe is a senior contributor for passion-trading.munbuns.com passion-trading.munbuns.com a free educational resource centre for traders and investors. The site has a dedicated passion-trading.munbuns.com/forex/home.html forex
trading and currency trading portal and its goal is to stimulate the minds of its users, enabling them to achieve a greater understanding the forex market, thus helping them to become more profitable.

There are about 150,000 of them spread throughout 213 countries and you need satellites to help you find them. What are they? They’re geocaches and geocaching is a sport that is quickly gaining popularity.

The geocaches come in all different sizes and shapes. Usually stored in a waterproof container, these caches are treasures of minimal value. The container is often a Tupperware container or ammo box. The “treasures” can be just about anything you can imagine: a mini–stapler; a toy soldier; foreign coins.

How do you find them? That’s the satellite part. If you haven’t been in a cave for the last five years, you’ve probably heard of the Global Positioning System, or GPS. Just in case you’re one of the cave people, GPS is a system of 24 satellites orbiting the earth at an altitude of 11,000 miles. A small handheld receiver, a little larger than a cell phone, picks up signals from the satellites and can pinpoint your position anywhere on earth, sometimes as accurately as 3 meters.

If you go to Geocaching.com you can enter your location by ZIP Code, state, or country and get a list of caches in your area. Each listing has a log of who found the cache, when it was found, and usually what trinkets were taken and left.

You are given the coordinates of the cache in degrees of longitude and latitude. Enter those numbers in your GPS and start following that little handheld device. It may sound easy, but depending on the individual cache, it can be a challenge.

Some examples of hiding places are in holes at the base of large trees, holes in the face of a cliff, and some are even found in urban areas. One is under a bridge accessible only by rope. Another clever place was created when a cable company worker attached an empty cable connection box to the side of a building.

As you can imagine, public parks are popular places for hiding caches. However, they’re not allowed in National Parks in the U.S. Geocachers, being outdoor sort of people, are mostly ecologically–minded, and there is even a “cache in trash out” program that promotes participants picking up trash that they may find while hunting treasure. Many places require permits for placing caches. Park authorities’ main concern is damage to sensitive areas such as wetlands or locations of endangered flora or fauna.

GPS receivers start at about $75.00 US and can be purchased at some department stores, sporting goods stores, or ordered online. Amazon.com often has very good prices. Geocaching really is a lot of fun and it’s a great way to get outdoors and get some exercise.

J. Chartwell has developed maps-gps-info.com/gp.html Maps GPS Info.com, which provides practical information on GPS and maps that everyone can use. The website includes product reviews and a maps/GPS glossary.